Artificial intelligence for agribusiness
Every field plot, read before the harvest.
Harvest AI combines satellite imagery, weather and farm management data to forecast the yield of every crop, approve rural credit with better information and prove grain origin to the markets that pay for it.
Launch crops: soy and corn · Starting in Brazil
- Plot
- T01
- Crop
- Soy
- Area
- 0 ha
- NDVI
- 0.00
- Est. yield
- 0 bags/ha
- Status
- On track
2026/27 Plano Safra for commercial agriculture, the rural credit Harvest AI helps underwrite.
Canal RuralAgricultural establishments in the country, each with plots still managed with little data.
IBGE, 2017 Agricultural CensusThe problem
Farms generate data. Decisions still arrive late.
Three decisions that move billions every season still rest on sampling, paperwork and site visits.
Yield estimated in the dark
Estimates depend on field sampling, spreadsheets and the experience of whoever visits the crop. The error only shows at harvest, when there is nothing left to adjust.
Slow, expensive underwriting
Banks and cooperatives assess risk with documents and visits, with little information about the crop itself. The farmer waits, and risk is priced for the worst case.
Origin is hard to prove
Buyer markets such as the European Union require traceability and no deforestation. Today the proof is a pile of documents scattered across farm, warehouse and trading house.
Platform
One data layer, four products.
Everything starts from the same living map of each plot. Each module turns that map into a different decision for a different customer.
Crop monitoring, plot by plot
Tracks vegetation vigor through the whole cycle and compares each area with its own history and with neighboring plots. When something drifts from expectations, the alert arrives with the exact location.
What it delivers
- Vegetation indices such as NDVI, refreshed with every satellite pass
- Alerts for vigor drops, water stress and planting gaps
- Comparison with the historical average and with similar plots
Who uses it
- Farmers, agronomists and advisory firms
Illustrative example · NDVI of one plot
Yield forecasts with an uncertainty range
Estimates the yield of every plot and refreshes the forecast every week. The farmer sees the range, not just one number, and watches it narrow as the season advances.
What it delivers
- Expected yield in bags per hectare (60 kg) and in tonnes, by plot and by farm
- A confidence interval that shrinks until harvest
- Weather scenarios to plan sales, freight and storage
Who uses it
- Farmers, cooperatives, trading houses and insurers
Illustrative example · soy, one plot
Rural credit with automated analysis
Builds an agronomic risk profile for every loan, based on yield history, weather exposure and compliance with Brazil's official climate-risk crop zoning (ZARC). The lender decides faster and with more information.
What it delivers
- Risk opinion by plot and by loan
- Automatic checks against climate zoning and the Rural Environmental Registry (CAR)
- Monitoring of the financed crop until the loan is repaid
Who uses it
- Banks, credit cooperatives, fintechs and agri receivables funds
Illustrative example · score from 0 to 100
Traceability from plot to port
Links every lot to its plot of origin, with geolocation and land-use verification, and assembles the dossier that international buyers ask for, with no paper chase.
What it delivers
- Deforestation-free checks against public land-use data
- Chain of custody from the plot to shipment
- Reports ready for auditors and for the importer
Who uses it
- Trading houses, exporters, processors and cooperatives
Illustrative example · chain of a soy lot
How it works
From satellite to decision in three steps.
The process is the same for every module. What changes is the question the customer asks of the map.
Ingestion
Public imagery such as Sentinel-2, at 10-meter resolution, plus weather series, soil data and the history supplied by the farmer flow into a single database organized by plot.
Modeling
Time-series and computer vision models, calibrated by crop and by region, turn the raw signal into vigor, crop stage and expected yield.
Decision
The result arrives as a phone alert, a credit opinion for the bank, a dossier for the exporter or an API call inside the system the customer already uses.
Data sources
Market and thesis
Why now, and why Brazil.
Scale, capital and regulatory pressure meet at a point where crop data stops being a differentiator and becomes a requirement.
Scale that is hard to match
Brazil is the world's largest soybean producer and exporter. Every point of accuracy in forecasting and in risk is worth a lot of financial volume.
Capital that still decides on paper
Hundreds of billions of reais in rural credit are granted every year through largely manual underwriting. Automating the agronomic opinion saves time and lowers the cost of risk.
Traceability became market access
International buyers demand proof of origin. Whoever delivers the dossier keeps the sale, and whoever cannot loses the contract.
Open data and cheap compute
Public satellites and the cloud made it feasible to monitor millions of hectares at low marginal cost. The edge is in the models and the accumulated data, not in capturing the image.
Planned revenue model
Competitive advantage
Each season's data makes the next model better.
History accumulated by plot
Every season adds a layer that a new entrant does not have and cannot buy.
Regional models
Yield and weather change from one municipality to the next. Local models beat generic ones.
One dataset, three payers
The same map earns revenue from the farmer, the financial institution and the exporter.
Distribution through existing relationships
Cooperatives, banks and trading houses bring the platform to the farmer, with no farm-by-farm selling.
The platform's reinforcing loop
Roadmap
Four phases, one validation at a time.
Each phase only moves forward when the previous one proves a result measured against the real harvest.
-
Phase 1 · 0 to 6 months
Foundation
- Monitor and Forecast for soy and corn
- Pilots with farmers and one cooperative
- Forecast error measured against the harvest
-
Phase 2 · 6 to 12 months
Credit
- Harvest Credit with a partner bank or credit cooperative
- Integration with ZARC and CAR
- API for partners
-
Phase 3 · 12 to 24 months
Origin
- Harvest Trace with trading houses and exporters
- New crops: cotton, coffee and sugarcane
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Phase 4 · 24 months onward
Expansion
- Latin America
- Parametric insurance products with partner insurers
Initial plan, subject to validation with customers and partners.
Risks
What has to go right, and how we handle it.
Model accuracy
Every pilot publishes its forecast error against the real harvest. Expansion into new regions and crops depends on validated metrics, not on promises.
Adoption in the field
Entering through intermediaries such as cooperatives, banks and trading houses removes the friction of selling farm by farm and shortens the sales cycle.
Data and regulation
Compliance with Brazil's data protection law (LGPD) and with Central Bank rules for rural credit from the first design, with farmers in control of who can access their farm data.
Contact
Let's build the next season of data.
We are opening conversations with investors, cooperatives, banks and farmers who want to take part in the first pilots.